Means To Wealth

...Creating Wealth and Impacting Lives....


Terms and Conditions

The following was formulated for the purpose of ensuring growth and practical business operations, for you to use on a regular basis. Please refer to them when you have questions about   Means to wealth (M2W) or need to clarify any concerns about your business practices.


MEANS TO WEALTH also known as M2W reserves the right to revise this information at any time.


M2W uses the term Partner, as one and the same as a Member.

When you register as partner with M2W you agree to follow and be bound by the M2W Code of Ethics and Policies and Procedures, which are amended from time to time.

Violations of the Company Code of Ethics, Participant Agreement, or the written Policies and Procedures may be cause for cancellation of participation. Please read through these Policies and Procedures carefully to fully benefit and understand your rights and responsibilities as a partner  of M2W.


As you join our membership program you accepts to pay a onetime non-refundable $27.00 dollars . This includes your donation to the help and empowerment that we offer to the less privileged, and your involvement in the business opportunity run on the platform of MLM.


All members accept that the joining fee is a non-refundable fees and that at the completion of the online application and payment of $27.00 dollars that no refund will apply.


I will follow the highest standards of honesty and integrity in all that I do..

I will not make negative or disparaging remarks about M2W, coordinators, employees, representatives, services or project..

I will present our marketing plan accurately and honestly, clearly portraying the level of effort required to achieve success..

I will carry out all the duties of sponsorship and responsible leadership as I develop my sales team. I will treat everyone, whether they are in my sales team or not, with the same courtesy.

I will not promote M2W as a Tax avoidance scheme or as pyramid scheme or Ponzi.

I will not produce marketing or training aids of any kind for sale to other promoters without the prior written permission from Company.

I will consistently put forth my best efforts to promote the success of my business. I will not engage in activities that will cause loss to another M2W member or her Partner .

I will not use the organization's name, information literature, gatherings of people or other Company Resources to further other business interests (i.e. selling insurance etc. or sponsoring into other companies).

I will abide by all Policies and Procedures that pertain to the operation of my business.

During the course of a Membership and for one year thereafter, neither the Promoters nor their spouse, or any other person assisting in a Membership will, directly or indirectly (through or by means of any person, entity, or artifice), solicit, promote, sponsor or recruit any M2W members or any  M2W partners they became aware of in the course of their M2W membership, to join, promote, sell, or purchase products of, or participate in as a salesperson or otherwise, any multi- level marketing or direct sales company, and nor will they encourage anyone to do what is prohibited under this rule. Violation of this rule is likely to result in termination of the membership and all M2W Benefits..


An Member , help Partner is considered to be a duly authorized and fully paid members, herein after called partners , if M2W accepts the completed Application and Agreement.

Company reserves the right to accept or reject any member's Application and Registration form without having to assign any reason for its acceptance or rejection.

All members are independent promoters and are neither agents nor employees of M2W

The Promoter is responsible for bearing all costs and expenses incurred in the conduct of their participation.

A Promoter must be 18 years of age.

A Promoter must have only one introducer (sponsor).

Husbands and wives, married, may sponsor each other or have different sponsors. This also applies to any interlocking directorships or share holdings that may exist from a business relationship.

However it should be noted, that all members must meet their own personal qualification levels to qualify for the rewards from the Compensation Plan.

A member cannot resign and rejoin under a different sponsor name

A Member shall be responsible for the activities of a spouse, whether or not the spouse participated in the membership. For example, If a member may not engage in an activity (such as conduct which diminishes, damages or weakens the reputation of M2W or its services) and the spouse engages in that activity, the member shall be deemed to have engaged in that activity and shall be considered to be in violation of the applicable rule. Violation of this rule is likely to result in termination of the Distributorship and all M2W Benefits.


Members will not use the M2W trade names and/or trademarks except to promote M2W. In all such authorized use, Members will ensure that they represent themselves as an independent representative and that all marketing efforts are the responsibility of the member and not the company.

Any sales and marketing materials supplied by M2W may NOT be on sale to other parties at a profit and that any purchase of these materials from M2W does not qualify members for any reward payments.

M2W makes no warranty, express or implied, with respect to the use, efficacy or suitability for any purpose with respect to any such marketing material unless otherwise explicitly stated in writing in connection with the purchase thereof.


Members may create their own marketing materials. Any marketing materials that use the name M2W or any of M2W's logos, trademarks or trade names MUST be approved by compliance/media department of  M2W before they can be used.

A Compliance Approval Form is available on request via email from your dashboard member area.

M2W has no liability or responsibility for any content, including the quality, accuracy, completeness, legality, or usefulness of any information, product, service or process promoted on members web site or other marketing materials.

In no event shall M2W be liable for any claims or damages of any kind arising from the contents of any website or marketing materials created by a Member. References in a members website or marketing materials to products, services, processes, hypertext links to third parties or other information by trade name, trademark, manufacturer, supplier or otherwise do not constitute or imply an endorsement or recommendation M2W.

Members are not permitted to take advantage of Company's name and are therefore not permitted to either infer or imply that they have a direct association or affiliation with Company by promoting themselves by way of M2W name variations.


M2W produces approved literature for use by Members. All promotional material appearing in the Members Virtual Office is approved for downloading to print and copying onto disc for promotional use to prospective members however it may not be altered or added to in any way.


All submissions for compliance approval can be made by completing the form in the members secure dashboard area.


On occasion, M2W will undergo routine maintenance or experience unexpected technical problems. M2W will make a good-faith effort to do maintenance as quickly and conveniently as possible, and to respond to technical problems PROMPTLY. M2W may be required to access A members website from time to time to provide maintenance. M2W will not in any circumstance be responsible for problems, losses, or damages arising from loss of connectivity; errors in content due to application problems; loss of access by Members; or temporary or permanent loss of data.


When a Member presents M2W to others they should understand all aspects of the rewards program and not make any representation or promise that is not contained in this agreement or in M2W corporate literature and promotional materials. This representation includes print media, video/audio media or any other form of advertisement/ promotion.

If a prospective member relies on any promises made by a M2W member that is not stated in this Agreement and/or official company materials, and the member fails to keep any such promise, the prospective members shall only have recourse against the member and not M2W.

If the member has unfulfilled promises made they have the option of lodging a complaint with M2W. Upon receipt of such a complaint, the organization will investigate the matter as it deems necessary and, upon validation of such a complaint, impose appropriate penalties on the offending member. Such action however will not result in any recovery of damages by the prospective member, which the prospective member is free to seek against the offending member, not the Organization.


Members who choose to promote M2W are able to earn money and rewards through M2W'S Compensation Plan. The Member understands and agrees to abide by the Members Agreement. A Member understands they are bound by the terms hereof and that the member will be entitled to participate upon acceptance of a valid application for participation.

To earn through the Compensation plan a Help partner needs to personally refer or introduce or sign-up at least two persons. Either directly through one-on- one or through a referral link. members are responsible for their own marketing and accept that any rewards earned are the result of consistent marketing efforts. M2W makes NO guarantees that a member will qualify or earn the rewards.

Members are responsible for ensuring any new members of their personal marketing team are aware of the policies and procedures, how the Compensation plan works, and how to take advantage of the empowerment, earnings, incentives and privileges.


It is the responsibility of each member to update any registration details of their account such as email address, postal address, and mobile phone number. This will ensure the member is kept up to date with all updates from the company. These updates are also posted in the News/Events section of the M2W website and dashboard of each members website. M2W will bear no responsibility for any loss (moral, physical or financial or legal or any other kind of loss) caused by entering wrong information into registration form/ misrepresentation by any member or any order person.


Each member must keep their password and other secure access information confidential and notify M2W promptly if the member believes that the security of an account has been compromised. M2W has taken reasonable steps to protect the security of online transactions. However, M2W cannot and does not warrant such security and will not be liable for any losses or damages resulting from any security breaches.


Under no circumstances shall the Company, advertisers and/or its licensors be liable for any direct, indirect, punitive, incidental, special, or consequential damages that result from the use or inability to use, this site. This limitation applies whether the alleged liability is based on contract, tort, negligence, strictly liability, or any other basis, even if the company, advertisers and/or its licensors have been advised of the possibility of such damage. Because some jurisdictions do not allow the exclusion or limitation of incidental or consequential damages, the Company, advertisers and/or its respective licensors’ liability in such jurisdictions shall be limited to the maximum extent permitted by law of your jurisdiction.


Members have the option of building a personal marketing team by introducing the Compensation Plan to interested people who are willing to undergo business training. It is the responsibility of such  members  to assist in the training, and monitor the activity of members of its personal marketing team. Any person electing to enter into the marketing business plan has the right to choose his or her Sponsor. Any disputes regarding Sponsoring genealogy shall be decided by the organization.

A sponsoring member must not exaggerate the earning potential that may result from this business opportunity.

A sponsoring members is obliged to fairly and fully explain the marketing plan to all prospective members , making sure to stress that the degree of success is directly related to individual effort and ability.


Cross lining or cross sponsoring is where a member solicits other M2W members who are not in their team or line of sponsorship to become a member in their sales team. M2W members may NOT introduce other M2W members to other similar opportunities unless the person is a personally introduced member or a closely related person. A "closely related person or entity" is any person in the household of the member (e.g. spouse, son, daughter, parent living in the same household) or any corporation, partnership, limited liability Company, trust or other legal entity, which is controlled by the member.

Cross lining is strictly prohibited in M2W and may result in the imposition of penalties including immediate termination of the members account and participation in the M2W Business plan.


Partners representing M2W are known as members or independent promoters or help partners, and have no authority to bind the company to any obligations. The relationship between members and M2W is established only by this Agreement. Any member is not an agent, employee or any other legal representative of M2W or its service providers

Members are solely responsible for all self-employment taxes and any federal, state, local or other taxes that may be due as a result of their M2W business activities. Members agree to abide by any national, federal, state, provincial, county or local laws, rules and regulations pertaining to this Agreement. At members own expense, members will make, execute and file all such reports and obtain such licenses as are required by law or public authority with respect to this Agreement.


Members understand that any rewards or earnings that are offered from M2W through the Business Plan is the result of members referring or signing up other willing members. Stage Advancement in the Matrix is not based solely on the introduction of other Distributors but in their ability to be actively involve in the promotion of the empowerment opportunity..

No member may make any promise or guarantee that a member will derive any specific income or profit from the income opportunity as a member of M2W . Any rewards or income a member earns or receives through the business plan is a direct result of the marketing efforts of the members and other members in their sales team. Members must meet the required qualifications as set out by M2W to receive rewards or get paid from the Compensation plan.


Members will not misrepresent M2W in any manner whatsoever at any time.

For purposes of this policy, misrepresentation includes, but is not necessarily limited to the following:

Reviewing the marketing plan with any person without clearly advising them that no remuneration is received solely for enrolling or sponsoring new members.

Reviewing the marketing plan with any person without clearly advising them that there is no requirement to pay a fee other than the Joining Fee of $27.00 dollars .

Stating that any person has made or may make any specific income through the use of the marketing plan and by the generation of income, whether by specific example, geometric progression, or otherwise. Unless in the same presentation it is stated that said hypothetical or potential earnings, as earnings may vary due to individual efforts, geographic location, timing and many other factors.


Members agree that M2W may from time to time make changes to it's benefits and opportunities, services, sign-up fees, marketing plan and incentives . Members will be made aware of changes via notices on the website,email or SMS to the email address or mobile phone listed in their account details as well as posting updates in the UPDATE section of the M2W website or members Dashboard. It is the responsibility of each member to ensure the email address listed in their account is valid and that they check regularly their Dashboard for the latest updates. Members agree to abide by all changes.


withdrawal of ewallet fund attracts a fee and is subject to review by M2W management.


Members understand that the M2W marketing plan, details of their progress in the rewards program, details of their M2W sales team, and official company literature are proprietary information and considered trade secrets of M2W.

Members hereby agree to not directly or indirectly disclose or use any of said confidential or proprietary information except to specifically promote M2W opportunity in accordance with the provisions of this Agreement. Members further agrees that this provision shall survive the expiration or termination of this Agreement for a period of one year.


An member may sell, or WILL on to its "surviving heirs" its interests in its business asset / any continuing income / and the inherent future potential of its earnings. In such an event, the remaining period of income and incentives shall also be transferred to the purchaser or heir. For M2W to acknowledge the sale the selling Members must supply proof of the sale in the form of a signed letter by both parties detailing that the sale has been made as well as providing details of the purchaser including all the fields listed in their profile. The documents can be emailed to M2W will advise the seller and the purchaser by email if the sale has been approved.

Members who sell their M2W Account must wait six months after the sale has been executed and authorized by the Company before they can rejoin as a member


Should a member wish to cancel their Agreement with M2W , such member should notify M2W from the support desk of their Dashboard. If the membership is cancelled, that member may not apply for new membership for at least 6 months after M2W has received the notice of cancellation. M2W reserves the right to cancel a members Agreement should there be any breach by the member.


M2W membership account, like any other account, business or asset a member may have, is fully transferable in accordance with the terms of a Will, or, in the absence of a Will, it passes to the heirs pursuant to the applicable interstate succession laws. For those members whose M2W account is/are owned by a corporation (or some other type of legal entity), there would be no change in the ownership of the Account upon the death of an owner of that corporation, etc. Ownership of the corporation would change by passing to the heirs, but the corporation would continue to own the M2W Account.


Members indemnifies and holds M2W harmless against all claims made by any third party, and any related damages and expenses (including reasonable attorney's fees), arising out of or connected with the members conduct, the members website or, the services the members offers, or any violation of this agreement by the member.


M2W makes no warranties, express or implied, related to the " M2W marketing Plan", services rendered there under or, including but not limited to warranties of Empowerment and privilege of purpose. M2W will not be liable to any member for indirect, incidental, special or consequential damages, such as (but not limited to) loss of profits or business interruption, arising out of or connected to the use of, or inability to use, the " M2W compensation plan", related services, or marketing materials provided to any member . The total liability of M2W for any and all damages arising from or connected  with this Agreement, the " M2W Compensation Plan" or the services, or marketing materials provided to any member shall not exceed the total fees paid by the members to M2W


If member breaches any of the provisions of this Agreement, violates any applicable law or regulation or engages in any false, misleading or unfair marketing practice, including but not limited to, making misleading income representations or making promises to potential Members that cannot be kept by member, (herein called "Violation") any such Violation is grounds for the imposition of penalty, as more fully set forth hereafter.

The Organization may suspend the Member, including suspension of rewards earned at the time, Blocking of Account pending investigation of any alleged Violation. The Distributor shall be given notice of the alleged Violation by e-mail, fax or other rapid method of communication and shall have seven days thereafter to respond in writing (verbal response will not be considered) to any alleged Violation (s), failing which, the Organization can consider the allegations to be true. (It is Power Point 's responsibility to see that Organization receives the response, with supporting documentation, if any, within the seven-day period.) If at the end of the investigation it is determined that Member is to be penalized, the date of the imposition of the penalty can be, at the Organization's option,

the date of the penalty notice

the date of the notice of the alleged violation

the date on which suspension, if any, occurred, or any other current date.

Incomes suspended and/or earned, if any, as of the date of a termination, shall not be paid. Any such payments not paid shall be deemed to be liquidated damages as payment of part of the damages suffered by Organization for the Violation. A Member can request that any decision to impose a penalty be reviewed and supply any additional material that may bear on the matter in support thereof within seven days after notice of the penalty is given. The Organization shall

then advise the Members of its final decision. The Organization shall have the option of imposing any one or more of the following penalties for Violations: Blocking of the Member's M2W Account; Denial or revocation of any Incentive awards otherwise earned; Denial of Fund Earned from sponsored member, matrix bonus or from down-line activities; Imposition of a fine in an amount to be determined by the Organization; and/or Termination of the members Agreement.

No extension of time or indulgence granted by M2W to the members shall be deemed in any way to effect, prejudice or derogate from the rights of M2W in any respect under this Agreement, nor shall it in any way be regarded a waiver of any rights by M2W hereunder or a novation of this Agreement.


The English version of this Agreement, as maintained by M2W is the official version and shall control over any other language version(s) which may be made available for ease of reference for some Distributors. As used in the M2W materials, when the term, " refer/introduce" and words of similar import are used to describe the enrolment/ promotional activities of members this is an abbreviated reference to the promotional activities of member with respect to sales and it is understood. Likewise, when the term, "recruit" and words of similar import are used to describe the referral and recruiting activities of members, this is an abbreviated reference to the team building activities of Members and it is understood that the agreement by which one becomes a Member is between the Organization and the recruited Member and not between the new member and the referring member.


If Member has enrolled in a " M2W Empowerment Opportunity ", the User Agreement and Acceptable Use Policy are incorporated herein as if fully set forth.


This Agreement constitutes the entire agreement between the parties on the subject matter hereof, and no other additional promises, representations, guarantees or agreements of any kind shall be valid concerning such subject matter unless in writing and signed by an authorized officer of M2W 


M2W is not responsible for the acts of its Members under any circumstances for their wrongful and illegal activities.


A Member acknowledges that he/she has read, understands and agrees to the terms set forth in this Agreement. A member understands that this Agreement is not in force until accepted. ANTI-SPAM POLICY


The following Acceptable use (Anti-Spam) policy sets forth what activities on the part of an Organization, Members will not be tolerated under any circumstances. These policies will be enforced to insure  M2W continued reputation remains as a high quality, professional Organization will immediately terminate any Member found engaging in spamming or any illegal activity. Their participation shall be terminated and they will be charged five hundred dollars for each reported spamming activity as a penalty and damage charge. Company will immediately contact state and federal authorities to report such activity as it is a crime in many jurisdictions to Spam.

Any Member, person or entity found spamming will have their relationship to M2W when Company receives complaints from any part of

the Internet community and verifies same. All Members are required to agree and adhere to these stated conditions. A Member cannot violate any applicable local, state, federal or international law. Illegal spamming activity includes posting identical or substantially similar articles to an excessive (more than 3) number of news groups or continued posting of articles which are of topic for a newsgroup; Sending unsolicited mass (to more than 10 users) emailing which provoke complaints from the recipients or where the recipients have not agreed, prior to such mailing to accept such emails. Unsolicited commercial advertisements will be treated as illegal Spam. M2W WILL FULLY COOPERATE WITH ALL ANTI-CRIMINAL AUTHORITIES TO PROVIDE INFORMATION AS TO THE PERSON OR PERSONS THAT ENGAGED IN THE SPAMMING ACTIVITY IN ORDER TO OBTAIN WARRANTS AND CRIMINAL CHARGES AGAINST THOSE MEMBERS.

To Report any case of Spamming please contact us at